The Anxiety Nobody Talks About When Your Income Isn’t Steady

Good morning my peeps.

I want to talk about something that doesn’t get said out loud enough.

And that’s the anxiety that comes with non-steady income.

Because here’s the truth.

It doesn’t matter how much money you make.

If your income isn’t predictable…
there’s always this low-grade stress humming in the background.

And most people don’t talk about it.

More Money Doesn’t Automatically Mean Peace

Let me be very transparent with you.

At our peak, my clinics were doing anywhere from $160,000 to $180,000 a month.

Sounds great on paper, right?

But I was the one paying the bills.
I was the one running payroll.
I was the one making sure everything cleared.

And every single month, when the calendar flipped…

February 1st.
March 1st.
April 1st.

We were starting at zero.

I used Quicken back then, and it would tell me what needed to be paid in the next seven days.

Sometimes that number was $65,000.

Payroll alone.

And I’m telling you right now — that feeling sucks.

It doesn’t matter how good last month was.
It doesn’t matter how much revenue you might make.

When income isn’t steady, your nervous system knows it.

Why “Good Months” Aren’t the Same as Stable Income

This is where a lot of healthcare professionals get tripped up.

They’ll say things like:

“I had a great month.”
“I sold a big package.”
“I just need a few more clients.”

But here’s the problem.

Most of that income is one-and-done.

Someone pays you for:

• A set of sessions

• A package

• A defined period of time

And once that’s over?

So is the money.

That’s not steady income.
That’s temporary relief.

And temporary relief doesn’t remove anxiety.
It just delays it.

The Shift That Changed Everything for Me

At some point, I realized something simple but powerful:

Peace comes from predictability, not peaks.

So instead of asking,
“How do I make more money?”

I started asking,
“How do I stop starting every month at zero?”

The answer was recurring income.

And not just one source.

Multiple recurring revenue streams.

What Recurring Income Actually Is (And What It’s Not)

Recurring income means people pay you month after month because there’s ongoing value.

Not because you keep convincing them.

Not because you’re begging them to come back.

But because the thing you provide solves a problem continuously.

That’s very different from:

• Selling visits

• Selling time

• Selling discounted packages

Those models depend on you constantly refilling the bucket.

Recurring income lets the bucket refill itself.

The First Time I Felt Real Relief

When I finally built recurring revenue into my clinics, something changed.

It didn’t happen overnight.

But over time, that recurring income grew to about $12,000 per month.

And here’s the key part.

Every month, instead of starting at zero…

I started at $12K.

For some of you reading this, that alone would cover everything.

For me, I needed more because I had a team.

But mentally?

Emotionally?

That changed everything.

Because now I wasn’t reacting every month.

I was building from a base.

The Bigger Lesson

The lesson isn’t about supplements, communities, or software.

The lesson is this:

If all of your income disappears when you stop working…

You don’t own a business.
You own a very demanding job.

And jobs create anxiety when they don’t pay you consistently.

Businesses reduce anxiety because they create predictability.

Something to Think About

So I’ll leave you with this.

Take a real look at where your income comes from.

Ask yourself honestly:

• If I stopped today, what keeps paying me next month?

• What portion of my income is actually recurring?

• Am I building stability… or just chasing the next sale?

You don’t need to answer that publicly.

But you do need to answer it truthfully.

Because steady income doesn’t just change your bank account.

It changes how you sleep.
How you show up.
How you think.

And eventually…
how you live.

Much love,

Greg Todd

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